Terms and Conditions

Agreement between User and http://www.rosewoodinstitute.org

Welcome to http://www.rosewoodinstitute.org. The http://www.rosewoodinstitute.org website (the

"Site") is comprised of various web pages operated by Rosegold Inc. ("Rosewood Institute").

http://www.rosewoodinstitute.org is offered to you conditioned on your acceptance without

modification of the terms, conditions, and notices contained herein (the "Terms"). Your use of

http://www.rosewoodinstitute.org constitutes your agreement to all such Terms.

Please read these terms carefully, and keep a copy of them for your reference.

http://www.rosewoodinstitute.org is an E-Commerce Site.

The purpose of the website is to offer multiple different video based Masterclasses for Customers

to purchase. Additionally, the website markets the self-help books that pair with each Masterclass,

for separate Customer purchase. The books and Masterclasses advertised on this website are

authentic, original creations by Mischaela Elkins Valerga and are not for reproduction,

redistribution, or resale - unless explicit, contracted approval has been granted by Mischaela

Elkins Valerga or her authorized associates.

Electronic Communications

Visiting http://www.rosewoodinstitute.org or sending emails to Rosewood Institute constitutes

electronic communications. You consent to receive electronic communications and you agree that

all agreements, notices, disclosures and other communications that we provide to you

electronically, via email and on the Site, satisfy any legal requirement that such communications be

in writing.

Your Account

If you use this site, you are responsible for maintaining the confidentiality of your account and

password and for restricting access to your computer, and you agree to accept responsibility for

all activities that occur under your account or password. You may not assign or otherwise transfer

your account to any other person or entity. You acknowledge that Rosewood Institute is not

responsible for third party access to your account that results from theft or misappropriation of

your account. Rosewood Institute and its associates reserve the right to refuse or cancel service,

terminate accounts, or remove or edit content in our sole discretion.

Children Under Thirteen

Rosewood Institute does not knowingly collect, either online or offline, personal information from

persons under the age of thirteen. If you are under 18, you may use

http://www.rosewoodinstitute.org only with permission of a parent or guardian.

Cancellation/Refund Policy

You may cancel your purchase for a refund only if you have not logged in. Due to the nature of

digital products, we cannot offer any refunds or cancellation on the purchase of the Masterclass

(es) once you have logged in. It is based on our server side service records that we determine that

you have logged in.

Links to Third Party Sites/Third Party Services

http://www.rosewoodinstitute.org may contain links to other websites ("Linked Sites"). The Linked

Sites are not under the control of Rosewood Institute and Rosewood Institute is not responsible

for the contents of any Linked Site, including without limitation any link contained in a Linked Site,

or any changes or updates to a Linked Site. Rosewood Institute is providing these links to you

only as a convenience, and the inclusion of any link does not imply endorsement by Rosewood

Institute of the site or any association with its operators.

Certain services made available via http://www.rosewoodinstitute.org are delivered by third party

sites and organizations. By using any product, service or functionality originating from the

http://www.rosewoodinstitute.org domain, you hereby acknowledge and consent that Rosewood

Institute may share such information and data with any third party with whom Rosewood Institute

has a contractual relationship to provide the requested product, service or functionality on behalf of

http://www.rosewoodinstitute.org users and customers.

Using Courses at Your Own Risk

If you access content, you rely on any information provided by an instructor at your own risk.

By using the Services, you may be exposed to content that you consider offensive,

untrue, or objectionable. Rosewood Institute has no responsibility to keep such content from you and no liability for

your access or enrollment in any course or other content, to the extent permissible

under applicable law. This also applies to any content relating to healing or wellness.

You acknowledge the inherent risks and dangers in the personal nature of these types of content,

and by accessing such content you choose to assume those risks voluntarily,

including risk of illness, changes in mental health, or other personal crisis arising from healing.

These courses were designed for healthy, responsible adults who have not been diagnosed with

mental health challenges, clinical depression, or personality disorders prior to accessing this content.

You assume full responsibility for the choices you make before, during, and after your access to the content.

No Unlawful or Prohibited Use/Intellectual Property

You are granted a non-exclusive, non-transferable, revocable license to access and use

http://www.rosewoodinstitute.org strictly in accordance with these terms of use. As a condition of

your use of the Site, you warrant to Rosewood Institute that you will not use the Site for any

purpose that is unlawful or prohibited by these Terms. You may not use the Site in any manner

which could damage, disable, overburden, or impair the Site or interfere with any other party's use

and enjoyment of the Site. You may not obtain or attempt to obtain any materials or information

through any means not intentionally made available or provided for through the Site.

All content included as part of the Service, such as text, content, graphics, logos, images, as well as the

compilation thereof, and any software used on the Site, is the property of Rosewood Institute or its

suppliers and protected by copyright and other laws that protect intellectual property and

proprietary rights. You agree to observe and abide by all copyright and other proprietary notices,

legends or other restrictions contained in any such content and will not make any changes thereto.

You will not modify, publish, transmit, reverse engineer, participate in the transfer or sale, create

derivative works, or in any way exploit any of the content, in whole or in part, found on the Site.

Rosewood Institute content is not for resale. Your use of the Site does not entitle you to make any

unauthorized use of any protected content, and in particular you will not delete or alter any

proprietary rights or attribution notices in any content. You will use protected content solely for

your personal use, and will make no other use of the content without the express written

permission of Rosewood Institute and the copyright owner, Mischaela Elkins Valerga.

You agree that you do not acquire any ownership rights in any protected content.

We do not grant you any licenses, express or implied, to the intellectual property of Rosewood Institute

or our licensors except as expressly authorized by these Terms.

Use of Communication Services

The Site may contain bulletin board services, chat areas, news groups, forums, communities,

personal web pages, calendars, and/or other message or communication facilities designed to

enable you to communicate with the public at large or with a group (collectively, "Communication

Services"). You agree to use the Communication Services only to post, send and receive messages

and material that are proper and related to the particular Communication Service.

By way of example, and not as a limitation, you agree that when using a Communication Service,

you will not: defame, abuse, harass, stalk, threaten or otherwise violate the legal rights (such as

rights of privacy and publicity) of others; publish, post, upload, distribute or disseminate any

inappropriate, profane, defamatory, infringing, obscene, indecent or unlawful topic, name, material

or information; upload files that contain software or other material protected by intellectual

property laws (or by rights of privacy of publicity) unless you own or control the rights thereto or

have received all necessary consents; upload files that contain viruses, corrupted files, or any other

similar software or programs that may damage the operation of another's computer; advertise or

offer to sell or buy any goods or services for any business purpose, unless such Communication

Service specifically allows such messages; conduct or forward surveys, contests, pyramid schemes

or chain letters; download any file posted by another user of a Communication Service that you

know, or reasonably should know, cannot be legally distributed in such manner; falsify or delete

any author attributions, legal or other proper notices or proprietary designations or labels of the

origin or source of software or other material contained in a file that is uploaded; restrict or inhibit

any other user from using and enjoying the Communication Services; violate any code of conduct

or other guidelines which may be applicable for any particular Communication Service; harvest or

otherwise collect information about others, including e-mail addresses, without their consent;

violate any applicable laws or regulations.

Rosewood Institute has no obligation to monitor the Communication Services. However,

Rosewood Institute reserves the right to review materials posted to a Communication Service and

to remove any materials in its sole discretion. Rosewood Institute reserves the right to terminate

your access to any or all of the Communication Services at any time without notice for any reason

whatsoever.

Rosewood Institute reserves the right at all times to disclose any information as necessary to satisfy

any applicable law, regulation, legal process or governmental request, or to edit, refuse to post or

to remove any information or materials, in whole or in part, in Rosewood Institute's sole discretion.

Always use caution when giving out any personally identifying information about yourself or your

children in any Communication Service. Rosewood Institute does not control or endorse the

content, messages or information found in any Communication Service and, therefore, Rosewood

Institute specifically disclaims any liability with regard to the Communication Services and any

actions resulting from your participation in any Communication Service. Managers and hosts are

not authorized Rosewood Institute spokespersons, and their views do not necessarily reflect those

of Rosewood Institute.

Materials uploaded to a Communication Service may be subject to posted limitations on usage,

reproduction and/or dissemination. You are responsible for adhering to such limitations if you

upload the materials.

Materials Provided to http://www.rosewoodinstitute.org or Posted on Any Rosewood

Institute Web Page

Rosewood Institute does not claim ownership of the materials you provide to

http://www.rosewoodinstitute.org (including feedback and suggestions) or post, upload, input or

submit to any Rosewood Institute Site or our associated services (collectively "Submissions").

However, by posting, uploading, inputting, providing or submitting your Submission you are

granting Rosewood Institute, our affiliated companies and necessary sublicensees permission to

use your Submission in connection with the operation of their Internet businesses including, without

limitation, the rights to: copy, distribute, transmit, publicly display, publicly perform, reproduce,

edit, translate and reformat your Submission; and to publish your name in connection with your

Submission.

No compensation will be paid with respect to the use of your Submission, as provided herein.

Rosewood Institute is under no obligation to post or use any Submission you may provide and

may remove any Submission at any time in Rosewood Institute's sole discretion.

By posting, uploading, inputting, providing or submitting your Submission you warrant and

represent that you own or otherwise control all of the rights to your Submission as described in this

section including, without limitation, all the rights necessary for you to provide, post, upload, input

or submit the Submissions.

International Users

The Service is controlled, operated and administered by Rosewood Institute from our offices

within the USA. If you access the Service from a location outside the USA, you are responsible

for compliance with all local laws. You agree that you will not use the Rosewood Institute Content

accessed through http://www.rosewoodinstitute.org in any country or in any manner prohibited by

any applicable laws, restrictions or regulations.

Indemnification

You agree to indemnify, defend and hold harmless Rosewood Institute, its officers, directors,

employees, agents and third parties, for any losses, costs, liabilities and expenses (including

reasonable attorney's fees) relating to or arising out of your use of or inability to use the Site or

services, any user postings made by you, your violation of any terms of this Agreement or your

violation of any rights of a third party, or your violation of any applicable laws, rules or regulations.

Rosewood Institute reserves the right, at its own cost, to assume the exclusive defense and control

of any matter otherwise subject to indemnification by you, in which event you will fully cooperate

with Rosewood Institute in asserting any available defenses.

Arbitration

In the event the parties are not able to resolve any dispute between them arising out of or

concerning these Terms and Conditions, or any provisions hereof, whether in contract, tort, or

otherwise at law or in equity for damages or any other relief, then such dispute shall be resolved

only by final and binding arbitration pursuant to the Federal Arbitration Act, conducted by a single

neutral arbitrator and administered by the American Arbitration Association, or a similar arbitration

service selected by the parties, in a location mutually agreed upon by the parties. The arbitrator's

award shall be final, and judgment may be entered upon it in any court having jurisdiction. In the

event that any legal or equitable action, proceeding or arbitration arises out of or concerns these

Terms and Conditions, the prevailing party shall be entitled to recover its costs and reasonable

attorney's fees. The parties agree to arbitrate all disputes and claims in regards to these Terms and

Conditions or any disputes arising as a result of these Terms and Conditions, whether directly or

indirectly, including Tort claims that are a result of these Terms and Conditions. The parties agree

that the Federal Arbitration Act governs the interpretation and enforcement of this provision. The

entire dispute, including the scope and enforceability of this arbitration provision shall be

determined by the Arbitrator. This arbitration provision shall survive the termination of these Terms

and Conditions.

Class Action Waiver

Any arbitration under these Terms and Conditions will take place on an individual basis; class

arbitrations and class/representative/collective actions are not permitted. THE PARTIES AGREE

THAT A PARTY MAY BRING CLAIMS AGAINST THE OTHER ONLY IN EACH'S

INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY

PUTATIVE CLASS, COLLECTIVE AND/ OR REPRESENTATIVE PROCEEDING, SUCH

AS IN THE FORM OF A PRIVATE ATTORNEY GENERAL ACTION AGAINST THE

OTHER. Further, unless both you and Rosewood Institute agree otherwise, the arbitrator may not

consolidate more than one person's claims, and may not otherwise preside over any form of a

representative or class proceeding.

Liability Disclaimer

THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES INCLUDED IN OR

AVAILABLE THROUGH THE SITE MAY INCLUDE INACCURACIES OR

TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE

INFORMATION HEREIN. ROSEGOLD INC. AND/OR ITS SUPPLIERS MAY MAKE

IMPROVEMENTS AND/OR CHANGES IN THE SITE AT ANY TIME.

ROSEGOLD INC. AND/OR ITS SUPPLIERS MAKE NO REPRESENTATIONS ABOUT

THE SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS, AND ACCURACY

OF THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED

GRAPHICS CONTAINED ON THE SITE FOR ANY PURPOSE. TO THE MAXIMUM

EXTENT PERMITTED BY APPLICABLE LAW, ALL SUCH INFORMATION,

SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS ARE PROVIDED "AS

IS" WITHOUT WARRANTY OR CONDITION OF ANY KIND. ROSEGOLD INC.

AND/OR ITS SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS

WITH REGARD TO THIS INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND

RELATED GRAPHICS, INCLUDING ALL IMPLIED WARRANTIES OR CONDITIONS

OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND

NON-INFRINGEMENT.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT

SHALL ROSEGOLD INC. AND/OR ITS SUPPLIERS BE LIABLE FOR ANY DIRECT,

INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL DAMAGES OR

ANY DAMAGES WHATSOEVER INCLUDING, WITHOUT LIMITATION, DAMAGES

FOR LOSS OF USE, DATA OR PROFITS, ARISING OUT OF OR IN ANY WAY

CONNECTED WITH THE USE OR PERFORMANCE OF THE SITE, WITH THE DELAY

OR INABILITY TO USE THE SITE OR RELATED SERVICES, THE PROVISION OF OR

FAILURE TO PROVIDE SERVICES, OR FOR ANY INFORMATION, SOFTWARE,

PRODUCTS, SERVICES AND RELATED GRAPHICS OBTAINED THROUGH THE SITE,

OR OTHERWISE ARISING OUT OF THE USE OF THE SITE, WHETHER BASED ON

CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF

ROSEGOLD INC. OR ANY OF ITS SUPPLIERS HAS BEEN ADVISED OF THE

POSSIBILITY OF DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT

ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL

OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU.

IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE SITE, OR WITH ANY OF

THESE TERMS OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO

DISCONTINUE USING THE SITE.

Termination/Access Restriction

Rosewood Institute reserves the right, in its sole discretion, to terminate your access to the Site

and the related services or any portion thereof at any time, without notice. To the maximum extent

permitted by law, this agreement is governed by the laws of the State of Wyoming and you hereby

consent to the exclusive jurisdiction and venue of courts in Wyoming in all disputes arising out of or

relating to the use of the Site. Use of the Site is unauthorized in any jurisdiction that does not give

effect to all provisions of these Terms, including, without limitation, this section.

You agree that no joint venture, partnership, employment, or agency relationship exists between

you and Rosewood Institute as a result of this agreement or use of the Site. Rosewood Institute's

performance of this agreement is subject to existing laws and legal process, and nothing contained

in this agreement is in derogation of Rosewood Institute's right to comply with governmental, court

and law enforcement requests or requirements relating to your use of the Site or information

provided to or gathered by Rosewood Institute with respect to such use. If any part of this

agreement is determined to be invalid or unenforceable pursuant to applicable law including, but

not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or

unenforceable provision will be deemed superseded by a valid, enforceable provision that most

closely matches the intent of the original provision and the remainder of the agreement shall

continue in effect.

Unless otherwise specified herein, this agreement constitutes the entire agreement between the user

and Rosewood Institute with respect to the Site and it supersedes all prior or contemporaneous

communications and proposals, whether electronic, oral or written, between the user and

Rosewood Institute with respect to the Site. A printed version of this agreement and of any notice

given in electronic form shall be admissible in judicial or administrative proceedings based upon or

relating to this agreement to the same extent and subject to the same conditions as other business

documents and records originally generated and maintained in printed form. It is the express wish

to the parties that this agreement and all related documents be written in English.

Changes to Terms

Rosewood Institute reserves the right, in its sole discretion, to change the Terms under which

http://www.rosewoodinstitute.org is offered. The most current version of the Terms will supersede

all previous versions. Rosewood Institute encourages you to periodically review the Terms to stay

informed of our updates.

Rosewood Institute welcomes your questions or comments regarding the Terms.

Effective as of March 27, 2020